🇵🇹 Portugal
Lisbon
Bem-vindo in the app. A local checklist, how-tos with real prices, and a directory of places that work for English speakers.
What things cost
Checked June 2026€1,100–1,500
T1 rent, central · mo
€40
navegante pass · mo
€0.90
bica (espresso)
€10–14
menu do dia lunch
€1.40
pastel de nata
€2.50–4
imperial (draft beer)
€6–10
Bolt across town
€30–45
home fibre · mo
€30–45
gym · mo
€150–250
coworking desk · mo
Your Lisbon to-do list
13 tasks, sequenced by phase. Tick them off in the app.
First week
Month 1
How-tos
All guides →Get a Portuguese SIM card
Working number, mobile data, no contract. In 20 minutes.
20 min · €10–15
Buy a Navegante transit card
Unlimited metro, bus, tram, and ferries for €40/month.
15 min · €7 card + €40/mo
Get your NIF (tax ID)
Free, takes 30 min. You need it for almost everything else.
30–60 min · Free (DIY) · €70–150 (rep)
Open a Portuguese bank account
For salary, rent, and the bills nobody pays in cash anymore.
45 min · Free at Activobank
Register with SNS (get your utente)
Your public health number. Free GP, hospital, prescriptions.
20 min at the centre · Free
Set up home internet
Fibre is cheap and fast. The hard part is the install date.
15 min to order · 5–15 days to install · €30–45/mo
Exchange your driving licence
EU licences are easy. Non-EU is a longer story.
1 hour at IMT · €30
Get your residence permit
The título de residência. What lets non-EU citizens stay legally.
Weeks (visa first) · 1 AIMA visit · €170 approx
Register as an EU resident (CRUE)
EU/EEA citizens: the Certificado de Registo you get after 90 days.
20 min at the câmara · €15
Sign a lease (without getting scammed)
From "this one looks nice" to keys in hand, paperwork intact.
1–4 weeks of hunting · 2–5 months' rent upfront
Get your social security number (NISS)
Needed the moment you work in Portugal. Employed or freelance.
10 min online · 1–2 weeks wait · Free
Set up electricity, water & gas
The day-one chores after you sign. Most are 20 minutes online.
1 hour total · 1–5 days activation · €60–120/mo combined
Set up MB Way
How Portugal actually pays. By phone number, instantly, for free.
10 min · Free
Register as a freelancer (abrir atividade)
The official switch that lets you invoice from Portugal. Recibos verdes and all.
30 min online (once you have portal access) · Free (DIY) · €50–150/mo with an accountant
Editorial guides
Living
Your first 72 hours in Lisbon
Land, get connected, get moving, and book the one errand everything else waits on.
Bureaucracy & Visas
How to get your NIF in Lisbon
The tax ID number every expat needs. Three ways, in person and online.
Housing
Renting in Lisbon without losing your mind
The expat playbook for finding a flat in a market that wasn't built for newcomers.
Healthcare
Healthcare 101: SNS, private, and insurance
How the public/private split actually works, and which combo most expats land on.
Living
Best neighbourhoods for digital nomads
Six districts compared on rent, Wi-Fi, walkability, and how loud Saturday night gets.
Bureaucracy & Visas
Which visa do you actually need?
D7, D8, work, student. The overview of Portugal's visa routes, and the one most people should take.
Bureaucracy & Visas
Taxes for expats: the honest basics
When Portugal starts taxing you, what happened to NHR, and why freelancers need an accountant more than a coworking desk.
Compare & choose
Bank accounts
A Portuguese IBAN for rent, salary and direct debits.
4 banks · Checked June 2026
Home internet
Fibre is cheap and fast. The install date is the hard part.
4 providers · Checked June 2026
Gym memberships
From €25 budget chains to clubs with rooftop pools.
4 gyms · Checked June 2026
Health & travel insurance
What actually covers you as a newcomer. And what just looks cheap.
4 plans · Checked June 2026
Where to live
Six districts compared on rent, vibe, walkability, and noise.
6 areas · Checked June 2026
Mobile providers
A working number and data. Prepaid or monthly.
4 providers · Checked June 2026
Neighbourhoods we cover
Príncipe RealMarvilaAlfamaCais do SodréCampo de OuriqueArroios
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