Mallorca take-home pay

What does this number actually cover?

Spanish employment or freelance income earned here — IRPF and social security on that income, using Balearic-Islands rates. It does not include investments, rental income, pensions, stock options, crypto, or salary paid by a company outside Spain.

Why Balearic rates and not just 'Spain'?

IRPF has two halves: a national scale and an autonomous-community scale. The Balearic Islands set their own community brackets, so your take-home here differs from Catalonia or Madrid. This calculator uses the Balearic scale.

What is the Beckham regime?

A special regime for qualifying inbound workers: a flat 24% on Spanish employment income up to €600k for up to six years, instead of progressive IRPF. You must apply within six months of starting work and meet the conditions — most autónomos don't qualify. Toggle it on to compare.

How does autónomo social security work?

Autónomos pay a monthly cuota based on real net income (roughly €230 to €590 in 2025), not a percentage of revenue like an employee. New autónomos get a reduced €80/month tarifa plana for the first year — toggle it on to see the difference.

When should I stop using the calculator?

If you have meaningful foreign income, might qualify for Beckham, are posted from another country, or hold a US passport — read the full tax guide and talk to a gestor or asesor fiscal before you rely on any number for a big decision.