We recommend
€0/mo
no maintenance fees
Best for: Most newcomers. Open in one branch visit, free forever.
Monthly fee
€0
Opening
In branch, ~45 min
Docs
NIF + passport + address
App
Good, full English
Card
Free debit
✓no fees
✓English-speaking staff in central branches
✓MB Way works out of the box
×Few branches. Mostly in malls
×Needs proof of address
From the Bank accounts comparison in Lisbon. Prices checked June 2026.