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Renting in Dubai and the Ejari system

Cheques, agent fees, DEWA, and why your tenancy has to be registered to count.

Housing
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Settli Editorial

Dubai team

Updated this week

3 min read · Last reviewed 11 June 2026

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Renting in Dubai works nothing like Europe: you pay a year upfront in post-dated cheques, the contract means little until it's registered in a government system called Ejari, and your rent is legally tied to an official index. Once you know the rules, it's actually one of the more transparent markets anywhere.

How the money works

Annual rent is quoted per year and paid with post-dated cheques — typically 1 to 4 of them, dated through the year. Fewer cheques is better for the landlord, so a 1-cheque offer can knock 5–10% off the asking rent; 4 or 6 cheques usually costs a premium. You'll need a UAE bank account with a chequebook, which is why opening a bank account comes before flat-hunting.

What you'll pay to move in

  • Security deposit: 5% of annual rent (10% if furnished)
  • Agent commission: 5% of annual rent, paid by the tenant
  • Ejari registration: about AED 220
  • DEWA (utilities) activation deposit: AED 2,000 for apartments, plus connection fee
  • Building chiller/cooling deposit in some towers — ask, it's often forgotten

On an AED 80,000 apartment, that's roughly AED 12,000–14,000 in fees and deposits on top of your first cheque.

Ejari: the part you can't skip

Ejari is RERA's official tenancy register, and an unregistered contract barely exists in legal terms. Without an Ejari certificate you can't activate DEWA, sponsor family visas, get internet installed, or file a rental dispute. Registration takes minutes through the Dubai REST app — your agent or landlord often handles it, but it's your name on the line, so confirm it's done in week one.

Before negotiating any rent — new lease or renewal — run the apartment through the free RERA Rent Calculator in the Dubai REST app. It tells you the legal rent band for that exact building, and whether the increase your landlord proposes is even allowed.

Your protections (better than you'd think)

  • Rent increases are capped by the RERA index and require 90 days' written notice
  • A landlord can't evict you mid-contract except for narrow legal reasons, and ending a lease to re-rent higher requires 12 months' notice via notary or registered mail
  • Disputes go to the Rental Dispute Centre — filing costs 3.5% of annual rent, and tenants with Ejari and a paper trail win routinely

Chiller: the bill nobody warns you about

Air conditioning is the biggest utility cost in Dubai, and towers split into two worlds: "chiller-free" buildings, where cooling is included in the rent, and buildings where you pay district cooling (Empower or Emicool) yourself — easily AED 500–1,000/month in summer, plus their own deposit and connection fees. Two otherwise identical listings can differ by AED 10,000 a year once cooling is counted. Always ask "is it chiller-free?" before viewing, and read the listing's fine print — agents bury it.

Red flags

  • Anyone asking for cash before you've seen the unit and verified the landlord's title deed and Emirates ID
  • Agents without a RERA broker card (ask — real ones show it instantly)
  • "No Ejari needed" — translation: the sublet or the building isn't legitimate
  • Listings priced far under the RERA band with stock photos

The renewal game

Ninety days before expiry, check the RERA calculator again. If the index says no increase is allowed, say so in writing and renew. Landlords count on tenants not knowing the rules; the ones who quote the calculator pay less. Moving is expensive here — a justified renewal negotiation is usually worth more than a new flat.

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