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Berlin · Health insurance

ottonova (PKV)

ottonova (PKV)

Digital private insurer

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€250 to 450/mo

rises with age

Best for: High earners or freelancers who've done the long-term maths.

Type

Private (PKV)

English

App in English

Family

Each insured separately

Signup

Health questionnaire

Switching

Hard to leave

Shorter waits, private rooms
Slick English-first app
Can be cheap while young and single
×Premiums climb steeply with age
×Very hard to return to public later
×Each family member pays separately

From the Health insurance comparison in Berlin. Prices checked June 2026.

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