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€250 to 450/mo
rises with age
Best for: High earners or freelancers who've done the long-term maths.
Type
Private (PKV)
English
App in English
Family
Each insured separately
Signup
Health questionnaire
Switching
Hard to leave
✓Shorter waits, private rooms
✓Slick English-first app
✓Can be cheap while young and single
×Premiums climb steeply with age
×Very hard to return to public later
×Each family member pays separately
From the Health insurance comparison in Berlin. Prices checked June 2026.