We recommend
€0/mo
with monthly income
Best for: A free, full-feature account once you have the Anmeldung.
Monthly fee
€0 with €700+/mo in
Opening
Online, video ID
Docs
Anmeldung usually needed
App
Good (German-first)
Girocard
Yes, on request
✓Genuinely free with income
✓Girocard and Visa debit
✓Wide free ATM access
×Onboarding mostly in German
×Usually wants your registered address
From the Bank accounts comparison in Berlin. Prices checked June 2026.