Fine
€0–15/mo
free with nómina
Best for: Anyone paid a Spanish salary who wants branch access.
Monthly fee
Free with salary, else steep
Opening
Branch, book ahead
Docs
NIE + proof of income
App
Good (imagin for under-30s)
Card
Debit included
✓Biggest ATM network in Catalonia
✓imagin brand is free for younger customers
✓Handles every paperwork edge case
×Fees bite hard without a nómina
×Aggressive insurance upselling
From the Bank accounts comparison in Barcelona. Prices checked June 2026.