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Bank accounts

Barcelona · Bank accounts

BBVA

Best app, fee-free online account

We recommend

€0/mo

Cuenta Online

Best for: Most newcomers. Open online with an NIE, no fees.

Monthly fee

€0 online account

Opening

Online or branch

Docs

NIE or passport

App

Best in Spain

Card

Free debit

Fully online opening
App handles everything in English
Free Bizum transfers
×Branch service pushes products
×Some features need the NIE, not just a passport

From the Bank accounts comparison in Barcelona. Prices checked June 2026.

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